Know your customer at onboarding — and every day after
Identity verification, PEP and sanctions rescreening, EDD trigger management, and adverse media monitoring — continuous, not just at account opening.
KYC across the customer lifecycle
Onboarding Identity Verification
- Government ID document check
- Facial liveness verification
- OFAC and PEP screening at account opening
- Risk tier assignment (Standard / Enhanced / Restricted)
- Initial CDD questionnaire capture
Ongoing Monitoring & Rescreening
- Daily automated PEP list rescreening
- Sanctions list updates within 24 hours
- Adverse media monitoring via news feed integration
- Risk tier re-evaluation on activity change
- Periodic CDD review triggers
EDD Trigger Management
- Automatic EDD flag on PEP positive hit
- EDD review queue with analyst assignment
- Source of funds documentation request workflow
- Escalation to BSA officer with 30-day follow-up
- Decision log for examiner audit trail
What Riftbeacon screens against
PEP Screening
Politically Exposed Persons database covering heads of state, senior government officials, senior executives of state-owned enterprises, and immediate family members.
Sanctions List Screening
OFAC SDN, EU Consolidated, UN Security Council, HMT, and OFSI lists. Updated within 24 hours of official publication. Configurable fuzzy match thresholds.
Adverse Media Monitoring
Continuous monitoring of news sources for customer name mentions in context of fraud, money laundering, corruption, terrorism, or financial crime.
Identity Verification
Document authentication and facial liveness at onboarding. Integrates with Persona, Socure, Stripe Identity, and custom identity providers via webhook.
EDD Workflow
Enhanced Due Diligence case management: analyst task queue, documentation checklist, decision log, and auto-escalation when no action taken within threshold.
Immutable Audit Trail
Every screening decision, match resolution, and EDD action logged with timestamp, user ID, and outcome. Cannot be modified after creation — built for examiner review.
KYC that keeps up with your growth
Daily rescreening at 500K accounts is table stakes. Riftbeacon handles it automatically.