Not another legacy AML vendor.
Legacy AML vendors were built for legacy banks. Riftbeacon was built for the banks that launched in the last five years — and the compliance obligations that come with growing fast.
Four reasons compliance teams choose Riftbeacon
Built for digital banks
Rules calibrated for ACH push, card-linked accounts, and P2P rails — not wire transfers from the 1970s. Your false-positive rate reflects your actual customer behavior.
Explainability-first
Every ML alert includes plain-language rationale your BSA officer can read to an examiner. No black-box scores. ML-augmented, not ML-only — because regulators need reasoning, not outputs.
Fast onboarding
Most clients are live in 4-6 weeks via REST API. No consulting engagement. No 9-month implementation timeline. We start the 30-day clock on our onboarding, not yours.
Transparent pricing
Volume-based SaaS pricing published on our website. Starting at $2,500/month. No RFP process, no hidden implementation fees. Prices scale with your transaction volume, not your headcount.
Riftbeacon vs. typical legacy AML vendor
| Capability / Attribute | Riftbeacon | Typical Legacy Vendor |
|---|---|---|
| Designed for digital bank transaction patterns | Pre-tuned for ACH, P2P, card-linked | Requires 3-6 month calibration |
| Implementation timeline | 4-6 weeks via REST API | 6-18 months with consultants |
| False-positive rate (neobank use case) | ~38% (ML-augmented, rail-tuned) | 90-98% (generic rules) |
| ML alert explainability | Plain-language rationale per alert | Black-box score only |
| Pricing model | Published SaaS pricing, volume-based | Custom RFP, 3-year minimum contract |
| SAR filing workflow | Built-in 30-day window + FinCEN filing | Separate point solution required |
Why this platform needed to exist
"Digital banks are being held to the same BSA/AML standards as community banks that have had 30 years to build their programs — but with a fraction of the compliance staff and transaction volumes that double every 18 months. The tools that exist were built for the compliance team at a mid-size bank, not a 10-person fintech growing 3x year over year. That's the gap Riftbeacon closes."
— Priya Sundaram, Founder & CEO
See the difference in your actual alert data
Request a pilot and we'll run Riftbeacon's monitoring engine against your transaction history. Compare false-positive rates side by side.