Transparent pricing. No 9-month RFP.
Volume-based SaaS pricing. No implementation fees, no 3-year contract minimum, no custom pricing theater. Start with a 30-day pilot — we'll demonstrate the false-positive reduction against your actual data before you commit.
Choose the tier that matches your transaction volume
- Transaction Monitoring
- OFAC SDN Screening
- SAR Filing (up to 25 SARs/month)
- REST API integration
- 3 analyst seats
- 30-day onboarding support
- All Starter modules
- KYC & PEP Screening
- Adverse Media Monitoring
- CTR aggregation & automation
- 8 analyst seats
- Sponsor bank reporting exports
- All Growth modules
- Custom rule library development
- Dedicated compliance support
- Full API access
- Unlimited analyst seats
- ML model tuning included
Unlimited volume, custom SLA
For institutions above 15M transactions/month, requiring custom data residency, examiner-ready reporting packages, or white-glove onboarding with dedicated BSA analyst support.
Common questions about pricing
Any financial event ingested through the Riftbeacon API: ACH debits and credits, wire transfers (domestic and international), RTP/FedNow payments, card authorizations, and same-day ACH. Reversals and returns count as separate transactions. Internal ledger movements between accounts at the same institution are configurable — contact us if you have a non-standard ledger architecture.
We notify you at 80% utilization and again at 100%. Overages are billed at a per-transaction rate ($0.008/transaction) for the excess volume in that calendar month. We won't cut off monitoring mid-month — a compliance gap would be a worse outcome than an overage charge. Volume tiers reset on your billing anniversary date.
After signing an engagement letter and mutual NDA, you connect Riftbeacon to your transaction data via API. We run your historical data (typically 90 days of transaction history) through our monitoring engine and provide a baseline false-positive rate comparison report. You observe live monitoring output for 30 days before billing begins. The pilot period also covers integration support at no additional cost.
No minimum contract length on Starter and Growth tiers — month-to-month with 30-day cancellation notice. Scale and Enterprise tiers are typically annual agreements (with 10% annual discount) but we discuss contract structure based on your procurement requirements. No 3-year contract minimums. We don't believe in locking in compliance programs that should have the flexibility to evolve.
The Starter tier includes up to 25 SARs filed per month. SARs above 25 are billed at $45/SAR. Growth and Scale tiers have unlimited SAR filings included. For context: most institutions at the Starter volume cap (500K transactions/month) file between 5 and 20 SARs per month in steady state. If you're consistently above 25, Growth tier is likely the right fit.
Yes. Fintechs in seed stage (under $5M raised, under 50K accounts) can apply for our Emerging Fintech Program: 50% discount on Starter tier for 12 months, with a transition to standard pricing as you grow. We started Riftbeacon as an angel-funded company — we're not interested in pricing out seed-stage teams who need real compliance infrastructure, not duct tape. Contact us to apply.
Start with a pilot — see the numbers before committing
We run your 90-day transaction history through the Riftbeacon engine and report your baseline false-positive rate. Then you watch it live for 30 days. No commitment required until you see the results.